Get smarter with your bills

Look at those essentials and see if you could spend less on them. What about your current mobile phone deal? Are you using all those free minutes? If not, see when your contract expires and get ready to switch to a cheaper one. And what about utility bills? Could you pay less for electricity and gas? Some financial comparison websites have tools that let you work out if you could find a cheaper deal. Less spent on bills, leaves more to save.